A credit card is a payment tool that lets you borrow funds from the Bank up to an agreed limit. It allows you to pay for purchases or withdraw cash, with repayment made either in full or in flexible instalments.

This card is available to individuals aged 18 or above earning a minimum monthly income of Rs 50,000, subject to ABC Banking’s credit approval.

You can use your Mastercard Platinum Credit Card anywhere Mastercard is accepted, in Mauritius and abroad. It works at retail outlets, ATMs and for online shopping across millions of locations worldwide.

Yes, a PIN is required for cash withdrawals and certain transactions. For smaller contactless payments, you can tap to pay without a PIN, but security checks will occasionally require one.

If your card goes missing, contact ABC Banking immediately. Our team will block the card to prevent misuse and arrange for a replacement card as quickly as possible.

The card is equipped with advanced chip technology, contactless payment security and additional online protection. You will also receive alerts for each transaction so you can monitor your card activity in real time.

Every month you will receive a statement summarising your card use, outstanding balance and minimum payment required. You can choose to settle the balance in full or pay in instalments, with interest applying on unpaid amounts.

Infinity Rewards is ABC Banking’s exclusive loyalty programme that allows you to earn points every time you use your Mastercard Platinum Credit Card.

Every eligible purchase you make with your Platinum card earns you reward points. The more you spend, the more points you collect, which can later be redeemed.

Reward points remain valid for a set period from the date they are earned. The expiry date is clearly displayed in your Infinity Rewards account.

Log in to your internet banking platform or mobile application instead of the Infinity Rewards platform.

You can use your points on a variety of rewards, including shopping, dining, travel and lifestyle experiences, with both local and international partner merchants.